My 850 Norton Commando was set alight one night and burnt to a frazzle. After negotiating a reasonable write off price with good old Norwich Union I asked if I could have the salvage. No problem said the man, just don't send back the log book. So I used the write off money as the deposit on a flat then rebuilt the bike myself. Just when I had it running properly some bugger nicked it. Again good old Norwich Union gave me a generous pay out so I bought an old 750 which is still in my garage, although not used since 1996.
T.