The joys of BMW ownership, comes at a price
I think it's just our model/range.
I had a close look at the S1000R in North Oxford and it has a short mudguard and zero stone / crud protection, but still with ultra delicate radiator fins.
I asked the service guy (hairy middle-aged hipster one who seems to know a lot about Ks), and he said the S1000 range never have rad problems, it's just Ks. He did say S1000 frames get v hot, though!
So maybe something about the engine config of it laying down, or airflow, or oil cooler size causes it to be hotter than an S1000?
I guess we have to save £100 every year for a replacement rad.
(Having seen the generous S1000 rad exposure, I'll definitely be removing the plastics as my last ditch attempt to save any failing rad, as suggested by someone - Sutty, I think)
[Edit: S1000 rad picture added, with pelmet, sorry mudguard]